Financial Planning Services

A Cyprus-based relationship with clear guidance built around your goals.

Any regulated investment services require separate agreements, disclosures, and suitability assessments and are provided solely through Mega Equity Securities and Financial Services Public Ltd, a Cyprus Investment Firm regulated by the Cyprus Securities and Exchange Commission (CySEC Licence No. 011/03).

What We Offer

J. Knobel Investor Services Limited provides personal financial planning services designed to help individuals and families make informed financial decisions across life goals such as retirement planning, cash‑flow management, savings strategies, and long‑term wealth organization.
These services focus on planning, education, and analysis — not product sales.

These services are advisory and analytical in nature and do not involve the recommendation, promotion, or sale of financial instruments.

What Financial Planning Includes

Goal‑based financial planning (e.g. retirement, education, long‑term objectives)
Budgeting and cash‑flow analysis
Savings and debt optimisation
Pension and provident fund analysis
Insurance and estate planning reviews (non‑product, analytical only)

Clear Separation From Investment Services

To protect clients and ensure full regulatory clarity:

Financial planning services are contracted directly with J. Knobel Investor Services Limited
Fees are billed separately and are not linked to any investment transactions
Regulated investment services, if requested, are provided only through Mega Equity Securities and Financial Services Public Ltd
Clients may use financial planning services without any obligation to use our Regulated Tied Agent investment services

Transparency & Client Choice

We believe transparency builds trust. Our clients are clearly informed at every stage whether a service is regulated or unregulated, who provides it, and under which legal and regulatory framework it falls.

Clear expectations
No conflicts of interest
Full freedom of choice for you

Request a Financial Planning Consultation

If you would like to explore whether independent financial planning could be helpful for your situation, you may request an initial consultation below.

Financial Planning Enquiry

First Name

Last Name

Phone

Do you live in Cyprus?

Yes

What would you like help with?

At this stage, I am seeking:

Financial planning only

Financial planning first, investment services may be considered later

Not sure yet

Anything you’d like us to know?

I understand that financial planning services are provided as unregulated services by J. Knobel Investor Services Limited and are separate from any regulated investment services provided through Mega Equity Securities and Financial Services Public Ltd.

I consent to have this website store my submitted information so they can respond to my inquiry

Looking for regulated investment services instead?
Regulated investment services are provided separately under the licence of Mega Equity Securities and Financial Services Public Ltd.