Transparent, Fixed‑Fee Financial Planning
Financial planning services are provided on a fixed‑fee basis, agreed in advance. All fees relate solely to unregulated financial planning services and are separate from any regulated investment services.
There are no commissions, no product incentives, and no performance‑based fees.
Financial Planning Services
| Service | Fee (€) | Description |
|---|---|---|
Full Financial Health Review | €300 + VAT (19%) | Comprehensive review of income, expenses, savings, liabilities, and financial structure |
Additional Goal‑Based Planning (per goal) | €100 + VAT (19%) | Additional planning areas (e.g. retirement + education) |
| Initial Financial Planning & Engagement | €250 + VAT (19%) | Initial consultation, scope definition, data review, and preparation of a goal‑based financial plan |
| Pension / Provident Fund Analysis | €150 + VAT (19%) | Review of public and/or private pension or provident arrangements |
| Annual Financial Plan Review | €150 + VAT (19%) | Update and refinement of an existing financial plan |
Fees shown apply only to unregulated financial planning services and are separate from any regulated investment services.
How Fees Are Charged
- Fees are charged directly by J. Knobel Investor Services Limited
- Fees are fixed and agreed in advance
- Fees are not linked to any investment transactions
- Payment terms are confirmed prior to engagement
Important Regulatory Clarification
Financial planning services are provided by J. Knobel Investor Services Limited as unregulated services.
These services:
- Do not constitute investment advice
- Do not include order execution or brokerage services
- Are not connected to the regulated investment services provided through Mega Equity Securities and Financial Services Public Ltd
Any regulated investment services require separate agreements, disclosures, and suitability assessments, and are provided solely under Mega Equity Securities and Financial Services Public Ltd CySEC license.
Is Financial Planning Right for You?
Financial planning may be suitable if you are looking for:
- Structure and clarity around your finances
- Goal‑based planning (e.g. retirement, long‑term objectives)
- Better understanding of pensions, savings, or cash flow
- Independent analysis without product sales
You are not required to proceed to any regulated investment services.
Request a Financial Planning Consultation
If you would like to discuss your situation and confirm whether financial planning is appropriate for you, you may submit an enquiry below.